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What Do You Need To Qualify?
Minimum monthly gross sales required to qualify.
You may qualify after 6 months of operating history.
We offer financing options across a wide range of credit profiles.
Revenue Based Financing isn't a loan, but a cash advance repaid by a percentage of your daily credit card sales. The more sales you make, the faster you repay; during slower periods, the payback adjusts with your cash flow.
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Bad credit? No problem! Many of our top financing options have a minimum FICO score of 550.
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With our fintech speed, get through underwriting in hours and receive same-day funding!
With Our 5-star reviews, our business financing experts will work with you to solve your business challenges.
Reveal Lending uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Revenue Based Financing provides upfront capital that is repaid as a fixed percentage of your business’s future sales. Funding amounts range from $5,000 to $750,000, with flexible repayment terms tied directly to your revenue, not a fixed monthly payment. Approvals are based primarily on your business’s revenue performance rather than credit score, making it a fast and accessible option.
Specific terms and rates will be provided by the lender during the application process.
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Complete our streamlined application in minutes and upload your business documents with zero risk. Check Eligibility
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Seize growth opportunities or tackle new challenges with confidence and immediate support.
Revenue Based Financing is a cash advance based on future credit card sales, repaid daily or weekly through a percentage of those sales. It’s more flexible but often more expensive. A loan, on the other hand, provides a lump sum of money that’s repaid over a fixed term with set interest rates, regardless of sales fluctuations. Loans tend to have fixed payment schedules and lower interest rates.
Revenue Based Financing works by providing a lump sum of cash to a business in exchange for a percentage of future credit card sales. The business repays the advance through daily or weekly withdrawals, which are based on a set percentage of their credit card revenue. The repayment amount fluctuates with sales—if sales are higher, the repayment is faster; if sales are slower, repayments decrease. Revenue Based Financing offers flexibility, but it often comes with higher fees compared to traditional loans.
Our Revenue Based Financing approval process is generally quick and straightforward. Unlike traditional loans, RBF lenders focus more on your business's daily credit card sales and cash flow rather than your credit score. In many cases, you can get approved in just a few hours with minimal paperwork, making it easier for businesses with less-than-perfect credit to access funds quickly.