Reverse Consolidation
Lower your daily payments without paying off your current advances upfront
Reduce daily ACH stress by 20–50%
Keep existing advances open
Receive additional working capital
Close in as little as 1–2 business days
Lower your daily payments without paying off your current advances upfront
What Do You Need To Qualify?
You must have at least 2 open MCA positions with $20,000 or more in total balance
Minimum credit score required for most reverse programs
At least $20,000/month with low NSFs and strong daily balances
Reverse consolidation helps reduce your daily or weekly payment burden without paying off your current advances. Instead of stacking another position, a new funder provides capital and sends payments to your existing advance companies on your behalf. You make one simplified, lower daily payment—freeing up cash flow and extending your runway.
Complete our 15-second online application and get matched with offers in minutes!
Keep your current advances open—no need to pay them off or refinance.
Get additional working capital included in most reverse consolidation offers.
With our fintech speed, get through underwriting quickly and receive funds in 1–2 businessdays.
With Our 5-star reviews, our business financing experts will work with you to solve your business challenges.
Reveal Lending uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Loans offered through our partners may range from $10,000 to $500,000, with repayment terms of 6 to 36 months. Interest rates start as low as 4%, depending on creditworthiness and lender criteria. Specific terms will be provided by the lender during the application process.
Reverse consolidation allows you to lower your daily or weekly payments without paying off your current balances. A new provider sends payments to your existing funders, while you make one simplified payment. Most offers include additional working capital. Specific terms will be provided during the application process.
Reveal Lending does not charge fees for our services. All loan terms, rates, and fees are determined by the lender. Approval and funding are subject to lender terms and conditions.
Getting started is simple!
Complete our streamlined application in minutes and upload your business documents with zero risk. Check Eligibility
Compare offers with expert guidance from our team and choose the best one for your needs.
Seize growth opportunities or tackle new challenges with confidence and immediate support.
Refinancing pays off your balances. Reverse consolidation keeps your current advances openwhile covering their daily payments through a new, lower payment structure.
No. Reverse consolidation allows you to keep your existing positions open without paying themoff upfront.
Most reverse consolidation offers include 10–25% in additional working capital based on thestrength of your cash flow and advance history.
Reverse deals typically fund in 1–2 business days after submission and approval of documents.